A Remarkable Fresh Start: How One Client Erased $8.8 Million in Debt in Just 103 Days

Hoping to learn more about your options when faced with financial challenges? You've come to the right place.
Picture of Stephen Dunne, Esq.

Stephen Dunne, Esq.

Philadelphia bankruptcy, credit report, and debt collection abuse attorney

Hoping to learn more about your options when faced with financial challenges? You've come to the right place.
Picture of Stephen Dunne, Esq.

Stephen Dunne, Esq.

Philadelphia bankruptcy, credit report, and debt collection abuse attorney

Today is the day.

It’s past time you had someone in your corner.
Our first consultation is always free.

Every once in a while, a bankruptcy case comes along that perfectly illustrates why the bankruptcy system exists: to give honest people a real chance to rebuild. Today, we’re excited to share one of those success stories.

Recently, our firm helped an individual client facing overwhelming debt—including a seven-figure SBA loan and total liabilities of $8,896,319.87. Despite the size and complexity of the case, this client received a full Chapter 7 discharge in just 103 days from the date of filing.

To put that into perspective:

That’s only 13 days longer than our standard 90-day guarantee to erase debt.

For a case of this magnitude, that is an exceptional result.

Why This Case Was Unique

This client carried significantly more debt than most consumer filers—millions in business-related obligations, multiple creditors, and an extensive financial history. Cases like this often involve:

  • SBA or business loan scrutiny
  • Complicated documentation
  • Detailed trustee review
  • Multiple layers of financial records
  • Higher-than-usual creditor involvement

Yet the bankruptcy system still worked exactly as intended. The client cooperated fully, provided the required information, and followed every step of the process. The result was a court-ordered discharge wiping out over $8.8 million in debt.

What This Means for You

You do not need millions of dollars in debt to qualify for meaningful relief. Whether your debt is large or small, Chapter 7 bankruptcy is designed to help:

  • Stop collection calls and lawsuits
  • Eliminate credit card and personal loan debt
  • Discharge business-related obligations
  • Provide a true financial reset
  • Help you rebuild your life without overwhelming pressure

If you are feeling trapped, stressed, or unsure how to move forward, know this:

There is a path forward—and we help clients walk it every day.

Ready for Your Fresh Start?

If you’re curious whether Chapter 7 could help you, we invite you to schedule a consultation. Every situation is different, but the goal is always the same:
A clean slate and a new beginning.

You deserve peace of mind.
You deserve a fresh start.
And we are here to help you get there.

Let's go over how I can help. Our first chat is on me.

"*" indicates required fields

Name*
How do you prefer to be contacted?*
Check all that apply.
What is the best time of day to reach out?*
Check all that apply.
How can I help?
Check any or all that apply.