Philadelphia Homestead Exemption

If you own property in Philadelphia and it is your primary residence, you are eligible for the Homestead Exemption on your Real Estate Tax. Most homeowners will typically save about $550 a year on their Real Estate Tax bill. It works by reducing the taxable portion of your property assessment. In effect for 2019 Real Estate Tax bills, the assessed value of the property is reduced by $40,000 when you apply the Homestead Exemption to your Real Estate Tax bill. Apply: Via the online Homestead Exemption application. Over the phone by calling the Homestead Hotline at (215) 686-9200. By mail using 

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Stopping a Sheriff Sale in Philadelphia

How quickly can you stop a Sheriff Sale Attorney Dunne? Answer: 60 minutes or less.  Attorney Dunne – Gets it Done!! Here is a recent example of Stopping a Sheriff Sale in Philadelphia. A client called late Monday evening, August 6, 2018 around 7.00 PM and inquired if it was possible to stop a Sheriff Sale scheduled for Tuesday, August 7, 2018 at 9.00 AM. After reassuring the client that it is indeed possible to save his property from the Sheriff Sale, I immediately conducted a thorough intake; downloaded his credit reports; and prepared a 1st draft of the emergency 

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Philadelphia Lawyers for Social Equity

I attended a CLE at the Friends School late last night and discovered a relatively new non-profit legal aid organization by the name of Philadelphia Lawyers for Social Equity (PLSE). PLSE’s mission is to work toward outcomes for low-income individuals who have had contact with the Pennsylvania criminal justice system. PLSE advocates for a more equitable social environment for those with criminal records, including expanding access to employment and social services. The Philadelphia Criminal Records Expungement Program was created as a tool to stop the cycle of poverty by giving people a second chance who have demonstrated that they have turned their 

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Bankruptcy and Credit: The Real Impact of Bankruptcy on Your Credit Score

Many people considering bankruptcy hesitate for fear of damaging their credit scores. The real impact of bankruptcy on your credit score may surprise you. Credits scores often improve an average of 80 points immediately after bankruptcy. But why? A credit score is composed of 35% payment history; 30% amounts owed; 15% length of credit history; 10% new credit; and 10% credit mix. Bankruptcy erases the “30% amounts owed” category by virtue of your discharge order in bankruptcy. That’s the simple answer as to why your credit score increases. If you do file for bankruptcy, it’s not the end of your financial 

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Philadelphia Parking Authority (PPA) told to pay Debtor $5,046.00 for impounding car during bankruptcy case

When you file for bankruptcy, something called the automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, collection agency, or government entity.   The automatic stay prohibits most creditors from continuing with collection activities, which can provide welcome relief to debtors as well the opportunity to regroup during bankruptcy. Creditors and bill collectors must stop collection activities when they first learn of a bankruptcy filing. What the stay prohibits The automatic stay prohibits Beginning or continuing law suits Collection calls Repossessions Foreclosure sales Garnishment or levies Violations of the stay Anyone 

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Kilimanjaro 2017

The Kilimanjaro 2017 team departs in 58 days (September 21, 2017) and everyone is getting their vaccinations this week a few months before we are due to fly. The Center for Disease Control recommends the following vaccinations for Tanzania: Vaccinations • Yellow Fever • Hep A & B • Rabies • Diphtheria/Tetanus/Polio • Typhoid • Malaria Fortunately, the ailments we are likely to encounter in East Africa are easily treated and rarely life-threatening. The most common ailment is simply an upset stomach, and most of the time this is the result of the human body adapting to the bacteria of 

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Stephen M. Dunne & Mr. P Named 2017 Pennsylvania Super Lawyers

Stephen M. Dunne & Mr. P.  Named 2017 Pennsylvania Super Lawyers Super Lawyers, a subsidiary of Thomas Reuters, chooses leading attorneys in each state through a rigorous selection process, which includes peer evaluations and nominations combined with independent research. Each year, no more than five percent of lawyers in each state receive the Super Lawyers honor, and no more than 2.5 percent of lawyers statewide are recognized as Rising Stars.  Dunne returns for a fifth consecutive year as an Pennsylvania Rising Star in the area of consumer bankruptcy. “It is an honor to be recognized with super powers,” said Stephen 

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Increase your tax refund with these deductions

The 2017 tax season kicked off on January 23, when the IRS began accepting electronically filed tax returns. Last year, about 73% of all filers received a tax refund, averaging $2,857, and likely to be about the same this year. The following 10 deductions will double your tax refund: Form 1040 – 2016 Tax Return Line 25 – Health Savings Account Deduction An HSA allows account owners to pay for current health care expenses and save for those in the future. HSAs have no limit on carry-overs or when the funds may be used.  For 2016, an individual may contribute up 

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Climb Kilimanjaro for Clean Water

On September 24, 2017, ten volunteers will be taking a once-in-a-lifetime journey to Mount Kilimanjaro in Tanzania: Robert Duffy; Stephen Dunne; Brian McDonough; Gregory Duffy; and Benjamin Houck have already pledged their commitment to ascend the world’s highest freestanding mountain, to raise funds in order to help rural communities in Tanzania gain access to clean water. This journey to the roof of Africa will raise funds to support the Philadelphia-Serengeti Alliance (PSA), a 501(c)(3) nonprofit focused on the development of water resources in areas of Tanzania. Since 2011 our group, which grew from an outreach ministry at St. Peter’s Episcopal 

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Dream It or Live It – Kilimanjaro Challenge 2017

On September 24th, 2017, I will be climbing Mount Kilimanjaro in Tanzania, the world’s highest freestanding mountain, to assist the Philadelphia-Serengeti Alliance (PSA) mission of building water wells in the Serengeti, Rorya and Busega districts of Tanzania. Water development is of the most fundamental importance. Women and girls in Tanzania bear a great burden due to the scarcity of clean, safe drinking water. They are deprived of education, largely because their time is taken up by the laborious task of carrying water from rivers and streams, which can take about half a day. What water there is, often carries dangerous microorganisms, and while fetching 

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